Obanc provides Tampa payment processing that gives our Floridian clients' customers a safe and easy way to make payments and purchases online. Since all payment processors aren't created equal, it's a good idea to know how online payments function from start to finish so you can avoid pitfalls and make the best choices to protect and grow your business. Obanc is the industry leader of online payment processing, and we encourage you to review our products and services for yourself.

How Payment Processing Works

The primary people involved in an online transaction are you and your purchasing customer. Before you can accept credit card payments from your customers, you'll need a couple of things:

1) An Internet Merchant Account
2) A Payment Gateway

On top of that, you may also choose to include other payment methods, such as PayPal, to provide an option for your customers who aren't comfortable using credit cards online. Once these pieces are in place, here's what happens next:

  • Your customer will buy your products/services for the Checkout page of your website by entering their payment information.
  • The payment information is sent to the gateway.
  • The gateway encrypts the payment information and shuttles it to a series of approved payment processors and networks for authorization.
  • Your customer's payment will either be accepted or declined and the decision is shot back to your customer.

This flurry of activity takes place in about two to three seconds.

The final step happens after the gateway forwards your customer's payment to the payment processors and the funds are sent to your bank account. So, as you see, a payment moves through several parties, often with varying providers for each transaction. Since things can get really complex really fast, some payment processors offer everything you need bundled together into an all-in-one solution. This is what Obanc does.

Obanc is an All-in-One Payment Processor

Obanc provides you with a gateway to accept credit cards and add alternative payment methods at your discretion. Obanc offers a variety of solutions to meet each one of our clients' needs, and all of our services are customizable according to your preferences. Obanc payment solutions are PCI compliant, safe and secure, and Obanc is a trusted name with systems that have never been breached. Most importantly, Obanc payment solutions are reliable. Our service is always available with backup systems in place.

Obanc Provides Comprehensive Tampa Payment Processing

Since we know our clients want to get up and running immediately, we've made our systems easy to use for everyone. Obanc solutions are easy to integrate and flexible with round-the-clock accessible technical support and resources. We are here to meet your needs as your business grows, and Obanc will even help your business grow because your success is our success. To make things easy on your customers, Obanc allows you to accept orders on your website, in online marketplaces, on your smartphone, and in person. We offer comprehensive Tampa Payment Processing ideal for merchants in the 21st Century.